Loan Application Process

How SBA 7(a) Loan Interest Rates Are Calculated

How SBA 7(a) Loan Interest Rates Are Calculated

SBA 7(a) loan rates aren't fixed — they're built from a base rate plus a lender spread, with SBA caps that vary by loan size and term. Here's exactly how the math works in May 2026, what you'll actually pay, and how to qualify for the lowest rate your file supports.

How Long Is The SBA Loan Process?

How Long Is The SBA Loan Process?

Working Capital SBA loans don't take as long as you would expect to close.

January 21, 2025

The Application: Understanding What Documents are Needed to Close an SBA Loan

The Application: Understanding What Documents are Needed to Close an SBA Loan

Before you can receive the financing your lender will likely require some documents to close the loan

December 1, 2023

Why it Matters what Bank Issues Your SBA Loan

Why it Matters what Bank Issues Your SBA Loan

Here's why selecting the right bank for your SBA loan is important.

November 28, 2023

How SBA Small Business Loans Work

How SBA Small Business Loans Work

Types of SBA Loans and their terms

November 2, 2023

Understanding the SBA Requirements for Loans

Understanding the SBA Requirements for Loans

When you're applying for a business loan backed by the SBA there are qualifications you need to meet.

October 9, 2023

The Preferred Credit Score to obtain an SBA loan

The Preferred Credit Score to obtain an SBA loan

When considering SBA loans, for your business one crucial factor that lenders will assess is your credit score.

October 2, 2023

The Top SBA Programs, for Sole Proprietors

The Top SBA Programs, for Sole Proprietors

How do you determine which program is the suitable for your sole proprietorship?

September 29, 2023